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Monthly Archives: August 2016

    Why Is There So Much Paperwork to Sign to Get a Mortgage?

    By Marco Manumbas | August 31, 2016

    We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and... Read More

    Don’t Get Caught in the Rental Trap!

    By Marco Manumbas | August 30, 2016

    There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage. Don’t Become Trapped Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a “Rental Affordability Crisis.” He warns that, “Low rental... Read More

    10 THINGS YOU HAVEN’T THOUGHT OF THAT’LL MAKE YOUR MOVE EASIER

    By Marco Manumbas | August 25, 2016

    Moving is one of the most stressful activities there is. It’s true – experts put it right up there with getting married – and divorced – and remodeling a house. If you’re getting ready to move or are in the process of buying or selling a house, you may have been thinking about the unpacking... Read More

    UNDERSTANDING ADVERSE POSSESSION

    By Marco Manumbas | August 24, 2016

    There is an ancient legal concept in the law known as “adverse possession.” If we go back to our history books, this is also known as “squatters rights.” The theory of the doctrine of adverse possession is that the person who holds or uses property adversely against the rightful owner should ultimately be entitled to... Read More

    SHOULD YOU COSIGN ON YOUR KID’S MORTGAGE? THE CRUCIAL QUESTIONS TO ASK YOURSELF

    By Marco Manumbas | August 18, 2016

    If your child is looking to buy a house and can’t qualify on their own, you may have thought about consigning on a loan. “It can be a brutal world out there, and you want to help someone you care about. That’s a perfectly reasonable argument,” said US News. But have you examined the potential... Read More

    Luxury Home Sales & the Impact of the Stock Market

    By Marco Manumbas | August 12, 2016

    In a recent post, CoreLogic looked at the correlation between stocks and the sales of upper-end properties ($1 Million+ sales price). The report revealed:  “The powerful ‘wealth effects’ generated by the rapid rise in equities between 2009 and 2015 drove a large rise in the sales of homes that sold for $1 million or more.... Read More

    A DANGER IN EVERY ROOM: COMMON HOUSEHOLD HAZARDS

    By Marco Manumbas | August 11, 2016

    Your home should be a sanctuary, the one place you and your family can take refuge in at the end of a long day or week. Cozy, comfortable, and safe, the house should be the oven in which fond memories are baked. Unfortunately, everyday objects can turn your precious, safe haven into a house of... Read More

    Real Estate Values Today Compared to Pre-2008 Peak

    By Marco Manumbas | August 10, 2016

    This housing market has many people talking about home values; where they are and where they are headed. It’s also interesting to look back and see how home prices compare to values prior to the housing crisis. Every quarter, Freddie Mac releases their House Price Index. The index usually provides monthly home values for: the... Read More

    HOW TO BEAT SELLERS’ STRESS

    By Marco Manumbas | August 9, 2016

    Three things are certain in life: death, taxes … and undue stress caused by moving. Whether or not you use the services of a Realtor to help you wade through the uncertain waters of the buy-and-sell process, moving is stressful, period. And there’s not much you can do to avoid it. And we’re not just... Read More

    Buying Remains 36% Cheaper than Renting!

    By Marco Manumbas | August 8, 2016

    In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 5% less expensive in Orange County (CA) all the way up to... Read More

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Our agents write often to give you the latest insights on owning a home or property in the local area.